Rates

Choose the type of home loan that best fits your needs:
30-Year Fixed-Rate Conventional Home Loan
20-Year Fixed-Rate Conventional Home Loan
15-Year Fixed-Rate Conventional Home Loan
FHA and VA 30-Year Fixed-Rate Home Loan

If you have an existing Security Federal Home Loan you may qualify for: Freddie Mac Streamline Refinancing - this allows you to refinance your current principal balance for a lower cost.

Your Security Federal loan officer can help you select the loan that works best for you.

Contact a Security Federal Loan Officer

Calculate your loan payment

RATES EFFECTIVE: 8-20-08

30-Year Fixed Rate Conventional Loan
Loan Amount No Points Rate with Points
$417,050 to $600,000 CALL    
$220,000 to $417,000 6.375 6.250 0.500
$160,000 to $219,900 6.500 6.375 0.250
$120,000 to $159,900 6.625 6.500 0.125
$70,000 to $119,900 6.750 6.625 0.375

Rates are subject to change without notice.

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20-Year Fixed Rate Conventional Loan
Loan Amount No Points Rate with Points
$417,050 to $600,000 CALL    
$220,000 to $417,000 6.250 6.125 0.500
$160,000 to $219,900 6.375 6.250 0.125
$120,000 to $159,900 6.500 6.375 0.125
$70,000 to $119,900 6.625 6.500 0.375

Rates are subject to change without notice.

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15-Year Fixed Rate Conventional Loan
Loan Amount No Points Rate with Points
$417,050 to $600,000 CALL    
$220,000 to $417,000 6.000 5.875 0.250
$160,000 to $219,900 6.125 6.000 0.125
$120,000 to $159,900 6.125 6.000 0.500
$70,000 to $119,900 6.250 6.125 0.250

Rates are subject to change without notice.

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FHA and VA 30 Year Fixed Conventional Loan
Loan Amount No Points
$150,000 to $203,000 6.375
$100,000 to $149,900 6.625
$50,000 to $99,900 6.750

Rates are subject to change without notice.

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Freddie Mac Streamline Refinance Interest Rates
Home Loan Amount 30 Year 20 Year 15 Year
$300,000 to $417,900 6.500 6.375 5.875
$200,000 to $299,900 6.625 6.500 6.000
$150,000 to $199,900 6.625 6.500 6.125
$100,000 to $149,900 6.750 6.625 6.250
$70,000 to $99,950 6.750 6.750 6.250
$40,000 to $69,950 6.875 6.875 6.375

Rates are subject to change without notice.
APR on 6.50% at 1% discount and 0% origination = 6.625%.

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